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ICS Outsourcing Nigeria Limited

Credit Analyst

Lagos, Nigeria

1 day remaining

Nairametrics

Financial Analyst (Research And Writing)

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Ecobank Uganda Limited

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Lagos, Nigeria

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Standard Chartered Bank

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iPay

KYC & AML Officer

Nairobi, Kenya

8 days remaining

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Kenya
Nigeria
Uganda

Fuzu

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Credit Analyst

Closing: Apr 30, 2024

1 day remaining

Published: Apr 19, 2024 (10 days ago)

Job Requirements

Education:

Work experience:

Language skills:

Job Summary

Contract Type:

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  • Ability to effectively manage competing deadlines for projects with less supervision.
  • Excellent written and oral communication skills.
  • Strong math aptitude, and organizational and analytical skills.
  • Strong problem-solving and follow-up skills coupled with pragmatism and common sense
  • Decision-oriented with the ability to support with sound reasoning and logic
  • Impeccable understanding of financial statements, ratios, and concepts
  • Computer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)
  • Experience with use of credit administration or other banking application software
  • Age range of 30 – 35 years is preferred

Educational Qualification & Experience

  • Bachelor’s Degree or HND in any discipline.
  • 3 - 4 years’ credit analysis experience in a bank or non-bank financial institution.
Responsibilities
  • Ability to effectively manage competing deadlines for projects with less supervision.
  • Excellent written and oral communication skills.
  • Strong math aptitude, and organizational and analytical skills.
  • Strong problem-solving and follow-up skills coupled with pragmatism and common sense
  • Decision-oriented with the ability to support with sound reasoning and logic
  • Impeccable understanding of financial statements, ratios, and concepts
  • Computer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)
  • Experience with use of credit administration or other banking application software
  • Age range of 30 – 35 years is preferred

Educational Qualification & Experience

  • Bachelor’s Degree or HND in any discipline.
  • 3 - 4 years’ credit analysis experience in a bank or non-bank financial institution.
  • A leading player in the Other Financial Institutions in Lagos state requires the service of credit analyst.

Job Description

  • Assess the creditworthiness of clients.
  • Evaluate clients’ credit applications, financial documents, records and credit history to determine their credit worthiness.
  • Prepare ratio, trend, cash flows analyses, and create projections based on historical data.
  • Analyze credit applications and make recommendations to management for approvals.
  • Prepare credit appraisal memorandum in respect of applications for the consideration of Approval.
  • Follow up on credit requests to ensure approvals are obtained within approved timeline set by management
  • Attend meetings with Relationship Officers to structure appropriate facilities for customers.
  • Monitor risk asset portfolio and ensure adherence to regulatory standard.
  • Prepare and submit credit reports to management and regulators in timely manner.
  • Adhere to credit policy and guidelines of the company.
  • Perform any other function that may be assigned by the Head, Credit Department, Management and Board
  • Achieve agreed financials targets (assets and liabilities generation) on a monthly basis.
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Accounting, finance, banking, insurance jobs

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Accounting, finance, banking, insurance jobs in Lagos

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